Annuities in Fort Worth & Dallas


As people are saving for retirement today, there's a sense of uncertainty in the air. How much will I have when I retire? How can I feel secure in my retirement plan? These are just a couple of the common questions that people have. The issue with saving is that returns and interest rates can vary widely. While some people feel comfortable taking a little risk to try and achieve their financial or retirement goals, other people want to play it safe and that's perfectly understandable. At Texas Retirement Specialists, we'll go over all of your options with you and one of those options are annuities.

What's An Annuity?

An annuity is a financial product that you make deposits into and over time the funds grow. Once annuitization is reached, you'll receive a steady stream of payments for a specified period of time. Annuities are generally used in order to secure a set or steady cash flow for an individual. Since you know how much income you'll be receiving and when you'll be receiving it, this option is often used by those who want that extra security when they're ready to retire.

What Will Happen To My Annuity Upon Death?

Annuities are often flexible in regards to how they're set up. If you'd like your annuity payments to go to your spouse if he or she lives longer than you, this is an option that we'll happily discuss with you. Annuities can often be set up so that they pay out over a certain period of time whether you're still living or not. They can also be set up so that they continue to pay out for as long as you or your spouse is living.

Can I Retire On Annuities Alone?

Setting up an annuity is a positive step in achieving your financial goals when you retire but you may choose to include other retirement savings options into your plan. What each person needs for retirement is going to vary greatly and that's why we create a customized plan based on your specific situation. When you meet with one of our team members to discuss annuities and other retirement savings options, we'll provide you with the education and knowledge so that you can make sound retirement decisions.

If you're looking for more information about annuities or you're ready to set one up, look no further than Texas Retirement Specialists. Your retirement goals are our first priority and you can easily get started at our locations in Fort Worth or Dallas, Texas or by giving us a call.

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